Hoosier Lotto Exposed — Good Odds & Guaranteed Jackpot
Hoosier Lotto Review
Hoosier Lotto immediately paints a picture of a big, burly, uncouth individual though this is based on the definitely used in St. Louis, Missouri. In Indiana, the Hoosier Lotto home uses the term more proudly to refer to people from the State. Hoosier Lotto is operated and governed by the State of Indiana which also runs a bunch of scratch games, and is part of some of the national lottery games. So what are the odds of winning the Hoosier Lotto?
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Hoosier Lotto Odds
Hoosier Lotto has a five-tier prize structure starting with 1 in 12,271,512 for the jackpot down to 1 in 7 for the 5th (last) prize. Compared with some of the bigger lotteries, the US Powerball’s big jackpot odds are 1 in 175,223,510.
| Numbers Matched | Prize | Odds of Winning |
| 6 Numbers | Jackpot | 1 in 12,271,512 |
| 5 Numbers | *Pari-mutuel | 1 in 48,696 |
| 4 Numbers | *Pari-mutuel | 1 in 950 |
| 3 Numbers | $3 | 1 in 53 |
| 2 Numbers | Free QP | 1 in 7 |
| Overall chances of winning a prize: | 1 in 579 | |
| *Pari-mutuel prizes are split among all the winners of that prize pool |
Winning and Hoosier Lotto
This isn’t one of the big lotteries simultaneously with those kinds of odds; it suggests that the jackpot is won more. The jackpot starts at US $1 million, and after two draws without a winner, US $500,000 is added to each draw until the jackpot is won. Hoosier Lotto is played biweekly, Wednesday and Saturday, so it does have the potential to grow, though not based on how many people are playing. Its record jackpot was US$54.4 million (2007), with average rollover jackpots at US $5.6 million.
Getting Your Money
Prizes are paid out either in an annuity of 35 years or a lump sum. Lump sums are discounted based on an estimated value, which means players will not see the actual amount of the full jackpot.
The Tax Man Cometh
It is important to remember this is a taxable lottery. For US citizens, this means a 25 % federal tax on prizes over $5,000 with a state tax of 3.5% on prizes over US $1,200. For non-US residents, the federal tax is 30%.
Hoosier Lotto – The Game
Players choose 6 numbers from 1 to 48, which increases the odds compared to some other lotteries; there is no bonus ball. Players can play multiple lines, either choosing their own favorite numbers or doing a quick pick where the machine randomly selects numbers.
The Rest of the Money at Hoosier Lotto
Hoosier Lotto is run to support various projects within the State of Indiana. This is an officially run lottery by the State. To date, prizes paid to players are US 9.2 billion with transfers to the state of Indiana of US $4.3 billion, Build Indiana Fund US $3 billion, Teachers’ Retirement Fund $705 million, Police Officers’ and Firefighters’ Pension and Disability Funds US $517 million with the rest going to small projects and retailer commissions.
Customer Service at Hoosier Lotto
Hoosier Lotto’s Customer Service operates during EST business hours. They offer an 800 (free call) number as well as snail mail addresses. I did enjoy noting that their headquarters offers free surface-level parking for visitors and directions to their offices, including a map.
Hoosier Lotto Complaints
There is some noise on one of the scratch games they offer but nothing on the Hoosier Lotto itself. They had a problem with one of their games, with several customers suing them based on the fact that as the lottery was getting to the end of the tickets available, the odds should have increased. Instead, the prize pool decreased. This is still in litigation though it doesn’t appear it will affect Hoosier Lotto.
Hoosier Lotto – the Name
No one is quite sure where the name “Hoosier” came from. My favorite guesstimates on its origins are the fact that in early frontier days, when people were approaching a house, they shouted out, “Hello, the cabin.” The people living there would answer back, “Who’s ‘ere.” It is suggested that this slowly slurred into the word “Hoosier.” It does set it apart from some of the other state lotteries that use their state name.
Why You Should Play Hoosier Lotto
Pros:
Official
Good Odds
Biweekly
Why You Shouldn’t Play Hoosier Lotto
Cons:
Slow to Grow
Taxed
Is Hoosier Lotto Legit?
This isn’t one of the big ones. At the same time, it does offer better odds. Hoosier Lotto is played biweekly and does grow. It’s an officially run lottery simultaneously; the amount of winnings is immediately cut by the taxes that must be paid before the jackpot walks out the door.
Hoosier Lotto gets a thumbs-up from our team. It’s not going to attract people looking for that huge jackpot at the same time; the jackpot is paid out on a fairly regular basis!
Dale A Sonnenberg
Use to play all the time until it got a bit expensive so I went down to just two daily numbers and one of them was constantly sold out that’s right sold out. It told me they want you to spend money on them but they sure don’t want you to win. There’s no way to tell how many times they sold this number because I went at all different times of day and was always told it was sold out. It’s their scam if the number comes up they’re gonna limit how much they pay out even though they make millions daily. I’ll never play Hoosier lottery again it’s a total scam. Only in Indiana
Tony Feaster
I think it’s a big scam everytime there record breaking jackpot it always won in California. I think they are crooks. Hoosier don’t mean shit most of the jackpots are not even won in Indiana so not sure why the hell they call it Hoosier lottery.
Lee Bee
They make it very hard to enter second chance drawings. I also noticed when looking at past winners that only certain areas get big ticket winners often. Mainly in Indianapolis and Fort Wayne. The more south you go from Indy… The less winners you see. I’m pretty sure it’s fixed.
Lovie Rhodes
Had a ticket for daily three that was misplaced, rejected because of ticket expiration. Advised I could appeal. Given 72 hours to do so. Spoke with office as initial appeal sent they regular mail. Said I could email appeal. Did so and two weeks later not there. Emailed second time and response advised the law would not allow payment and the fact that it was not received in 72 hours.
This process is discourages you from appealing.
Joe Camble
I took a look at the odds and get this does look pretty good at the same time it isn’t going to be that mega jackpot (which I want). But, the name – that sold me. How could anyone resist a lottery called “Hoosier”. What a riot.