XO Lotto Exposed — 16 Lotteries to Bet On
XO Lotto Review
If you are looking for an online betting site for lotteries, you might want to check out XOLotto.com. They offer single and multiple-ticket betting on 16 international lotteries. There are no syndicates. This site looks very straight forward so let’s take a more in-depth look.
Games at XO Lotto
Players can bet on international lotteries including BonoLoto, Canada’s 649, El Gordo Primitiva, EuroJackpot, EuroMillions, German Lotto, Irish Lotto, La Primitiva, New York State Lotto, Oz Lotto, Polish Lotto, Super Lotto Plus, SuperEnalotto, UK Lotto, US Powerball and Mega Millions. The official results of each of the lotteries are used to determine the winners. The price of playing looks like the face value price of the actual lottery. There is no information on the actual currencies. XO Lotto does say that the ‘base currency’ is in Euros but that the user’s account balance could be in another currency. Not sure about this. I did ask the question but haven’t had a response.
Check our review to know if GiantLottos is the best lottery site in Europe
XO Lotto’s Other Games
Buried in xolotto.com’s terms and conditions is information on their Instant Win Games. Not sure what this is about as there is nothing to click on their website. They add that if you don’t play within two weeks, they will play for you. There are two Keno games which are played every minute. Bets range from $1 to $10. The more you bet, the more the winnings. Winnings vary from getting all ten numbers correct (betting $10 wins $10 million) down to what you bet if you get no numbers correct.
Getting Your Winnings
Xolotto.com “reserves the right” to pay out any winnings on Prize Category 1 (yes – the jackpot) and 2 in annuity payments. Any jackpot is paid out proportionally to winners including the source lottery and XO Lotto. An example would be there are 2 XO Lotto jackpot winners and 2 source lottery winners – the amount of jackpot paid would be ¼ the published amount to each XO Lotto winner. Withdrawal requests from your account can take up to 3 business days to process. Getting your money could take a further 30 days. There is a minimum withdrawal amount of €25 though they “reserve the right” to change this when the cost to process the request is disproportionate to the amount being withdrawn. No commission or fees on winnings.
Taxes on Your Winnings
XOLotto.com deducts tax (where applicable) from any winnings. For US-based lotteries, this means they treat any winnings over USD 5,000 as if you were in New York City. That means they deduct 24% federal withholding tax, 8.82% state tax, and 3.876% New York City tax. For lotteries based out of Spain, there is a 20% tax deducted. Note that if you are a non-Spanish resident playing a lottery in Spain, this would usually be refundable. For Euro Millions and Euro Jackpot, there is no tax deducted as they are designed to be played in France and Germany.
Who Can Play at XOLotto.com
This lottery betting service is available to anyone 18 years or older and not a resident of the US and their territories, Australia, Curaçao, Dutch West Indies, Hong Kong, Netherlands, and the United Kingdom.
Customer Service
XO Lotto has a snail mail address in Cyprus and is licensed by the Curaçao Government. There are an online form and email address. There are no telephone numbers or live chat. There is no information on their hours of operation. The parent company owns a heap of casino-type sites.
Why You Should Register with XOLotto
Pros:
16 International Lotteries to Bet On
Keno’s Winning Every Minute
No Commission or Fees on Winnings
Why You Shouldn’t Register with XOLotto
Cons:
No Currencies Clearly Identified
No Syndicates
Limited Customer Service
Is XOLotto Legit?
I’m a little twitchy about the lack of information on each of the currencies of each draw. That goes for purchasing tickets and winnings. The amounts seem to be correct as per the advertised official draws but who is to say that XO Lotto pays in that currency? I couldn’t find anything in their terms and conditions that clarifies that.
This site gets a thumbs down. As an online betting site for international lotteries, it seems pretty clean, but I think they should be more transparent on the currencies. Note that even the site for EuroMillions uses the dollar sign.
KYLE CLAYTON
It’s a scam, the only have scratch tickets that never pay out.
brandon david
I’ve recently been playing XO Lotto, and I’m loving it! With XO Lotto, I’m able to play the biggest lotteries and best scratch cards from the comfort of my own home. They have an amazing selection of lotteries from around the world, and their instant scratch cards are super fun. It’s a great way to get a chance to win big and have some fun at the same time. Whenever I’ve had a question, they respond quickly and helpfully. I highly recommend XO Lotto to anyone.
Hi Brandon,
Thank you very much for the positive review. We always strive to offer a fun and easy to use site, with great games, and great customer service.
Dave Wu
XO Lotto is fantastic. Super easy to play on my iPhone. I get great weekly bonuses to buy tickets and play scratch cards. Great site!
Vanessa Schultz
It’s a scam, I tried to use my debit card through them, they won’t let me. I do not have the time to always go into my bank and change over money that way.. I will let everyone know. I won’t be using them after this… totally retarded.
I use my debit card and have no problems.
Shari Brown
Truly the best casino I have ever played out I have cashed out once there were no issues and I am presently waiting on a withdrawal. I highly recommend this casino